No copays for prescriptions.
No… really.
Enjoy $0 copays on preferred medicines for almost all health conditions. Use the drug search tool to check 2025 coverage or download the 2024 or 2025 drug list (formulary). Non-preferred prescriptions may have a $50/$250 copay.
A note about Curative’s formulary:
Unlike most health plans, Curative is transparent and forthright about the drugs we cover. We always seek the most effective and lowest cost options vs. chasing rebates from drug companies. As a result:
For biologic immunomodulators, Curative follows a biosimilar-centered policy. We prioritize the use of biosimilars, ensuring members receive effective treatments at a lower cost than high-cost brand-name drugs like Humira. Our preferred biosimilar agents are adalimumab-adbm and adalimumab-fkjp.
Paxlovid is not a covered drug unless a member is at high risk and not vaccinated. Studies have proven that Paxlovid is ineffective in groups that are vaccinated or at low risk. (JAMA, September 2024 and NEJM, April 2024)
Convenient options for every plan
Curative provides a wide selection of pharmacy choices for all plans, helping you maximize your benefits and save money. From the exclusive Curative Pharmacy that delivers to your door to familiar pharmacies all across the U.S.
Find your nearest pharmacyRetail
pharmacies
Your local pharmacy where you can easily pick up your prescriptions and find everyday health items.
Albertsons Pharmacy Companies →
If you're a PPO Max Member, you have access to a broader pharmacy network. Be sure to use our provider search tool and look out for the PPO Max icon.
Specialty pharmacies
Where to get unique medications drugs for complex conditions, such as cancer, rheumatoid arthritis, or multiple sclerosis.
Mail order pharmacies
Save time and hassle by getting your prescriptions delivered right to your doorstep.
PPO Max members: more pharmacy choices
Enjoy more pharmacy locations you know and trust with PPO Max. Choose PPO Max when searching for your nearest pharmacy to access a wider range of options. Look for the PPO Max icon to see participating pharmacies.
Transfer your prescriptions
Our in-network pharmacies include all locations across the United States.
Optimize your pharmacy benefit
Optimize your pharmacy benefit
Get your Baseline Visit within 120 days of your start date to continue with $0 in-network care
Use our preferred in-network pharmacies and in-network providers
Stay adherent to your medication and get your refills on time
Curative will continue to cover COVID-19 tests at $0 with a valid prescription
Following the 5/11/2023 conclusion of the COVID-19 public health emergency, Curative will continue to cover COVID-19 tests with a valid prescription.
Get a free blood glucose meter
Starting January 1, 2023 with a valid prescription, members are able to redeem a free OneTouch meter.
Get a no-cost meter todayCurative MedAccess
Curative’s MedAccess – Acute Program eliminates barriers by providing open pharmacy access for essential, time-sensitive medications—ensuring members get what they need, when they need it.
Pharmaceutical Review Criteria Source: Curatives Pharmacy Prior Authorization guidelines are reviewed quarterly by our Pharmacy and Therapeutics Committee. The P&T Committee is made up of physicians and pharmacists which evaluate the safety and efficacy of drugs on our formulary and approve any recommended PA guidelines. For more information on pharmacy prior authorization guidelines, please visit this page.