Curative Leadership Team

Fred Turner is the CEO and Co-Founder of Curative. Under his leadership, Curative has shifted from the leading COVID-19 testing provider to an innovator in health insurance. His model has achieved a 98% member engagement rate, far surpassing industry standards. Turner's vision is to create a healthcare system that supports holistic patient health. He has been recognized in Forbes' "30 Under 30" list and has previously founded multiple venture-backed biotech startups.

Isaac Turner, PhD, is the CTO and Co-Founder of Curative. A computational biologist by training, he leads the technology vision for the nation’s first vertically integrated, $0 out-of-pocket health insurance plan. He oversees the development of Curative’s proprietary “first principles” insurance stack designed to strip away the legacy administrative waste that drives up healthcare costs. Under his leadership, Curative has pioneered the Curative Cash Card and AI-driven care navigation. He holds a Ph.D. in Bioinformatics from the University of Oxford.

Tami Wilson-Ciranna is the President, CFO and Co-Founder of Curative. Tami oversees Curative’s core operational and corporate functions, including finance, legal, claims, network, and pharmacy operations, and plays a central role in company-wide strategy and execution. She secured an A- (Excellent) AM Best rating, along with a $150M capital infusion to scale the plan's growth. A CPA with a UCLA MBA, she was previously CFAO at Prolacta Bioscience and CFO CommonWealth Partners.

Dr. Brandon Charles is the Chief Medical Officer at Curative. He holds an M.D. from Texas Tech University Health Sciences Center and completed his residency in Obstetrics and Gynecology at UT Southwestern, training at Methodist and Parkland hospitals in Dallas. An alumnus of Harvard Business School’s General Management Program, Dr. Charles blends 20 years in private practice with executive experience from leadership roles including Johns Hopkins and Anthem. At Curative, he drives medical strategy and quality initiatives to ensure accessible, high-standard member care.

As Curative’s Chief Marketing Officer, Beth Henry leverages over 20 years of industry expertise and is responsible for shaping Curative’s brand, driving demand, and accelerating growth as the company expands its national footprint. Prior to Curative, Beth served as VP and CMO of Cigna’s U.S. Medical Business, where she drove marketing strategy for both the Commercial and Government business segments. She holds a BA from Bryn Mawr College and an MBA from NYU Stern.

As Chief Growth Officer at Curative, Sean Maguire spearheads the national expansion of the company’s health insurance model. He leads the sales team and brings a track record of driving multimillion-dollar revenue growth for Fortune 500 market leaders, specializing in building high-performing sales engines that scale rapidly. His strategic vision at Curative is centered on disrupting the traditional insurance market through sustainable, member-centric growth.

Ramzy ElGomayel is the Senior Vice President of Network Development at Curative. He is responsible for building and managing the high-value provider networks that power the company’s $0 copay, $0 deductible model. With a deep background in healthcare and broad experience from fast-paced startups to multibillion-dollar enterprises, Ramzy specializes in creating strategic partnerships that prioritize health outcomes and cost-efficiency.

Jeannie Smith is the Senior Vice President of Customer Success at Curative, where she ensures members and employers experience the full value of the company’s health plan. With over 30 years of leadership in healthcare operations and member advocacy, Jeannie specializes in building high-touch service models that simplify the patient journey. At Curative, she leads the teams responsible for member onboarding, engagement, and retention, focusing on removing the friction and confusion typically found in traditional insurance.