Texas Health Insurance
When Texas employers are ready to adopt an innovative healthcare plan, they deserve a plan as bold as the Lone Star State. That’s where Curative comes in. Curative’s unique employer-based healthcare plan is affordable, simple, and engaging. Curative offers next-generation health insurance Texas businesses will love.
The Curative health plan
Our Texas health plan offers unparalleled cost transparency and direct member support. Unlike traditional plans, Curative’s Texas health insurance plan places employee wellness first by prioritizing preventive health and member engagement. Under fully-insured PPO or level-funded plan options, employees gain control of their healthcare journey with support provided to reach their health goals.
Next-generation benefits
Benefits of joining Curative's Texas health insurance plan include member support, employees’ choice of in-network providers that best meet their needs, 24/7 telehealth care, and access to rapid delivery through Curative Pharmacy.
Coverage Uncovered:
The Reality of Employer-Sponsored Health Plans in Metro Texas.
Your employees’ health affects their personal lives, but it also affects your business. In our 2023 Curative survey of metro-Texans who use employer-provided insurance, most missed work due to health issues:
71% took time off due to health setbacks.
High deductible health plan users notably reported more work disruptions tied to health concerns.
View Curative's original survey results or tune into our upcoming webinar to learn more.
View survey resultsCurative is taking bold steps to change the landscape of healthcare in the United States by redesigning the fundamental role of health insurance.
Curative plan options
Curative offers fully-insured and level-funded plan options. Click below to see which plan option is right for your clients.
View plan options and funding typesFully-insured
For employers who want Curative to take care of it all.
Availability: Companies headquartered throughout 34 counties in Texas and the states of Florida and Georgia. Health insurance is available to employees nationwide.
Company size: 51+ employees
Administrative services: Curative
Stop-loss insurance: N/A
Rebate: N/A
Level-funded
For employers who want more transparency and a chance to save money for improved outcomes.
Availability: Companies headquartered in Texas, Florida, and Georgia. Health insurance is available to employees nationwide.
Company size: 25+ employees
Administrative services: Curative
Stop-loss insurance: Yes
Rebate: 50% of the remaining claims funds
Common sense health insurance by Texans for Texas
According to Curative’s 2023 survey of Texas employees, 59% reported they have difficulty paying out-of-pocket healthcare expenses because their deductible is too high. More than half (53%) don’t feel confident about what their insurance even covers. Two out of three respondents (67%) reported using alternative methods, like dipping into savings or accruing credit card debt, to cover medical bills.
That’s why we started Curative. We’re a Texas-based healthcare company committed to providing common-sense health insurance to our home state. Our mission as one of the best health insurance options in Texas is to transform healthcare by creating better experiences and outcomes.
Complete the form
We want to be your partner in building a healthier workforce.
Get in touch with us to learn more about Curative's transparent, next generation health plan.