According to Curative’s 2023 survey of Metro Florida employees:
Current plans are too complex to access care
Current plans are too unaffordable to manage care
High deductibles put members at greater risk
Quality of health benefits matters to talent
Florida Health Insurance that's Simple, Affordable, and Engaging
Get sustainable cost savings while providing a health plan that helps employees access the right care at the right time and place — so problems are treated before they become costly. From routine appointments to more significant health issues, Curative Florida health insurance members will experience $0 copays, $0 deductibles, and only one competitive monthly premium. Think of it like any other monthly subscription.
Next-generation health insurance Florida businesses will love.
1 monthly premium
Straight-forward, transparent cost structure so your members always understand and appreciate their benefits.
$0 copays, deductibles, and out-of-pocket costs
Keep more money in employees’ pockets while empowering them to put their health first. Help prevent minor issues from becoming costly with an emphasis on preventive care.
Care Navigators and 24/7 member support
A high-touch member experience with designated care navigators and 24/7 member support so members' questions are answered. Personalized health engagement programs keep members on track to reach their goals.
1:1 support to fully utilize the health plan. We seek to understand employees’ health goals and be their partner in reaching them while saving money over time. Learn More.
Strong provider network
Robust local and national provider network so your employees can choose a provider that best meets their needs.
Coverage Uncovered
The Reality of Employer-Sponsored Health Plans in Florida
Employer-based health insurance promises a blanket of comprehensive protection for the workforce. Yet, beneath this surface, many are grappling with hidden costs, confusion, and barriers that lead employees to defer care, ultimately impacting their overall well-being and job performance. View Curative's original survey results or tune into an upcoming webinar to learn more.
We make health benefits clear and easy for you and your employees.
The simplicity of Curative’s Florida health care plan increases employee satisfaction and helps employers avoid extra costs and confusion.
Promote employee health and wellness so your team can see better morale and be more productive. Our Florida health insurance helps your employees meet their health goals with continuous preventive care and member support.
Better benefits improve retention and performance
When employees are healthier, they’re more productive, motivated, and successful. Our Florida healthcare plan is here to help your employees meet their health goals with continual support.
Curative's Florida health care plan is paving the way for a new era of preventive healthcare in the Sunshine State.
Florida employers can attract and retain top talent by offering a competitive benefits package with health insurance as innovative as their employees.
Flexible benefits solutions with $0 out-of-pocket in-network costs with the completion of a Baseline Visit
Strong national provider network
Current employer-based health insurance is failing Florida
Floridians deserve something different. Preventive-focused and easy-to-use employer-based health insurance will help employees receive the care they need without concerns over affordability or confusion around costs and benefits.
Better health pays off
Health care benefits impact employee productivity and business success
The evolving and talented workforce in the Sunshine State demands a progressive Florida health care plan. Learn more about how better benefits improve employee attraction, retention, performance, and overall business outcomes.
Sustainable cost savings using a human-centered, pragmatic approach.
Data-backed health engagement programs chosen with your employees' unique needs in mind so they get the care they need to prevent minor conditions from getting out of hand.
Care Navigator to support members’ healthcare needs and help them seek the right care at the right time.
We're well-positioned to transform health insurance
A- (Excellent) financial strength rating affirmation from the global credit rating agency AM Best
Curative Inc. infused $100 million in capital to strengthen its Curative Insurance Company subsidiary
Building technical capabilities to support a sustainable, innovative business model
Florida Network Details
Orlando
3,337 total providers
706 primary care providers
2,414 specialty providers
43 acute hospital facilities
Major hospital networks include: HCA Florida Healthcare - HCA North Florida Division, Nemours Children's Hospital, AdventHealth, Orlando Health
Tampa
4,294 total providers
706 primary care providers
3,337 specialty providers
24 acute hospital Facilities
Major hospital networks include: HCA Florida Healthcare - HCA West Florida Division, BayCare Health System, Lee Health, Tampa General Hospital, Johns Hopkins All Children's Hospital, AdventHealth
Miami
15,015 total providers
3,341 primary care providers
11,414 specialty providers
140 acute hospital facilities
Major hospital networks include: Tenet Health System, Memorial Healthcare System, Jackson Health System, HCA Florida Healthcare - HCA East Florida Division, Baptist Health, South Florida, Broward Health
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Offering Curative to your employees is easy. We’re here to help.
Here’s what Florida employers need to know
We want to be your partner in building a healthier workforce.
Get in touch with us to learn more about Curative's transparent, next generation health plan.