Curative is reimagining Florida health insurance with a plan built around simplicity, accessibility, and preventive care. Whether you’re in Miami, Orlando, Tampa, or anywhere across the country, Curative offers a better alternative to traditional insurance—$0 copays, $0 deductibles, and one predictable monthly premium.
Curative’s approach to health insurance in Florida removes the complexity and cost barriers that often prevent people from getting the care they need. Our model is designed to promote early care, reduce financial stress, and make navigating coverage easier than ever.
for in-network care after completing a Baseline Visit
with one flat monthly premium and no surprise bills
and 24/7 telehealth
for personalized support
We proudly support organizations across key industries in Florida:
Whether your workforce is based in one city or spread across the country, our streamlined model makes it easy to offer high-value benefits employees will actually use.
Our research shows that many residents are dissatisfied with the status quo in health insurance in Florida.
Curative answers that call with a plan that eliminates cost barriers, encourages preventive care, and helps people stay healthy—with less stress and more support.
Curative is available across the country with robust access to local providers and national coverage:
Whether you're exploring Florida group health insurance plans for your organization or accessing coverage through your employer, Curative offers flexible, high-value solutions designed to support healthier outcomes.
Enroll through your employer or benefits administrator
Complete your Baseline Visit within 120 days of your plan start date to continue accessing $0 in-network care
Use your benefits with confidence, knowing your coverage is designed around simplicity and support
A- AM Best Rating
We're thrilled to share that we have secured an A- (Excellent) Financial Strength Rating (FSR) and Long-Term Issuer Credit Rating (Long-Term ICR) of “a-” (Excellent) from AM Best for 2025, marking three years of excellence in a row.
Whether you’re evaluating Florida group health insurance plans or searching for a better experience with health insurance in Florida, Curative delivers a plan that puts people first.
Explore plans or contact us to learn more about how Curative is simplifying health care across Florida.
Curative plan options
Curative offers fully-insured and level-funded plan options. Click below to see which plan option is right for your clients.
For employers who want Curative to take care of it all.
For employers who want more transparency and a chance to save money for improved outcomes.
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