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DC health insurance that prioritizes clarity and affordability

Health insurance in the District shouldn’t be complicated or costly. Curative brings a prevention-first approach to health insurance DC residents can trust—with $0 copays, $0 deductibles, and one flat monthly premium. Our goal: to make care simple, predictable, and stress-free.

A better way to do health insurance in DC

With Curative, members gain access to:

  • $0 copays, deductibles and out-of-pocket costs

  • Transparent, fixed monthly premiums with no hidden charges

  • Local DC providers plus access to national coverage

  • 24/7 telehealth and bilingual Care Navigators for personal support

Why DC employers choose Curative

Washington, DC is home to competitive industries—from government and policy organizations to tech startups and professional services. Traditional DC health insurance plans can be expensive and complex, frustrating employees and employers alike. Curative offers a simpler solution that helps organizations attract and retain top talent while supporting employee well-being.

How Curative works

 Here’s how to get started with Curative in DC.

  • Enroll through your employer offering group coverage

  • Complete a Baseline Visit within 120 days

  • Access preventive, urgent, and ongoing care for $0 in-network

Ready for a new approach to health insurance Washington DC?

Curative’s DC health insurance plans eliminate financial barriers, simplify care, and support healthier communities across the District.

Explore plans