Current plans are too complex to access care
Current plans are too unaffordable to manage care
High deductibles put members at greater risk
Quality of health benefits matters to talent
Tampa health insurance that’s simple, transparent, and preventive
Curative’s Tampa health insurance plan offers employer-sponsored coverage built around affordability and ease. With $0 copays, $0 deductibles, and a flat monthly premium, Curative helps Tampa businesses offer health benefits that truly work for their teams.


Meet Curative, the next-generation health insurance Tampa employees deserve.
Meet Curative, the next-generation health insurance Tampa employees deserve.
Curative’s Tampa health insurance plan is built around simplicity, which raises employee satisfaction and helps your organization avoid extra costs and confusion. Our straightforward monthly premium gives your employees access to a national network to ensure they can find the doctors and services they need.
1 monthly premium
Straight-forward, transparent cost structure so your members always understand and appreciate their benefits.
$0 copays, deductibles, and out-of-pocket costs
Keep more money in employees’ pockets while empowering them to put their health first. Help prevent minor issues from becoming costly with an emphasis on preventive care.
Care Navigators and 24/7 member support
A high-touch member experience with designated care navigators and 24/7 member support so members' questions are answered. Personalized health engagement programs keep members on track to reach their goals.
1:1 support to fully utilize the health plan. We seek to understand employees’ health goals and be their partner in reaching them while saving money over time. Learn More.
Strong provider network
Robust local and national provider network so your employees can choose a provider that best meets their needs.
The reality of employer-sponsored health plans in Florida
Employer-based health insurance promises a blanket of comprehensive protection for the workforce. Yet, beneath this surface, many are grappling with hidden costs, confusion, and barriers that lead employees to defer care, ultimately impacting their overall well-being and job performance. View Curative's original survey results or tune into an upcoming webinar to learn more.
Curative’s preventive care coverage helps employees address physical health conditions before they become serious, including many experienced by Tampa residents. Conditions like:
Heart disease
High blood pressure
Certain cancers
Type 2 diabetes
Curative's Tampa health insurance plan also offers coverage for mental and behavioral health conditions.
We make health benefits clear and easy for you and your employees
The simplicity of Curative’s Tampa health insurance plan increases employee satisfaction and helps employers avoid extra costs and confusion.
Promote employee health and wellness so your team can see better morale and be more productive. This is health insurance Tampa employers can proudly offer their workforce, focused on preventive care and member support.
Current employer-based health insurance is failing Florida
Better health pays off
Healthcare benefits impact employee productivity and business success
Healthcare benefits impact employee productivity and business success
We know how hard you and your employees work to keep Florida shining. Tampa deserves a Florida health insurance plan that invests in each individual’s health journey in order to build a healthier tomorrow, together. When you partner with Curative, you can trust that your employees are getting the best health insurance Tampa provides.

Sustainable cost savings using a human-centered, pragmatic approach.

Data-backed health engagement programs chosen with your employees' unique needs in mind so they get the early care they need to prevent minor conditions from getting out of hand.

Care Navigator to support members’ healthcare needs and help them seek the right care at the right time.
Curative plan options
Curative offers fully-insured and level-funded plan options. Click below to see which plan option is right for your clients.
View plan options and funding typesFully-insured
For employers who want Curative to take care of it all.
Availability: Companies headquartered throughout 34 counties in Texas and the states of Florida and Georgia. Health insurance is available to employees nationwide.
Company size: 51+ employees
Administrative services: Curative
Stop-loss insurance: N/A
Rebate: N/A
Level-funded
For employers who want more transparency and a chance to save money for improved outcomes.
Availability: Companies headquartered in Texas, Florida, and Georgia. Health insurance is available to employees nationwide.
Company size: 25+ employees
Administrative services: Curative
Stop-loss insurance: Yes
Rebate: 50% of the remaining claims funds
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We want to be your partner in building a healthier workforce.
Get in touch with us to learn more about Curative's transparent, next generation health plan.