Health Insurance Houston
Houston is known for energy, research, and aerospace and is home to some of the largest employers in Texas. However, the quality of health insurance Houston businesses receive isn’t as innovative as their work. More than 50% of Houston employees with employer-provided health insurance say they can’t anticipate out-of-pocket expenses — even for services covered by their plan. In the same study, 38% of respondents reported fighting with their insurance company to have their healthcare paid for, and 37% said they have trouble navigating the ins and outs of their healthcare coverage. Curative can provide the innovative, member-focused health insurance Houston needs to continue powering the world.
The Reality of Employer-Sponsored Health Plans in Texas
Explore the reality of employer-based health insurance and how it has failed to deliver on it's promise of comprehensive protection for the workforce. Instead, employees are left with only catastrophic health benefit plans, and employers fail to derive value from this costly investment. A benefit that's supposed to attract and retain talent isn't fully serving its purpose.
The Curative health plan
Curative’s Houston health insurance plan is simple, affordable, and drives employee engagement by encouraging preventive care. Members have access to a national provider network with 0 hidden costs, $0 deductibles and $0 copays for in-network services. Members also have access to rapid delivery directly from Curative Pharmacy, and 24/7 telehealth care.
Helping you reach the healthiest version of you
Each member has access to a Care Navigator who will help members utilize their benefits to reach their health goals. Members of our Houston health insurance plans also have direct access to member support on a 24/7/365 basis.
Houston, we have an emergency (room available near you)
Curative members can now access Swiftstar Emergency Rooms, a Curative company, for all health emergencies and urgent care needs.
Curative plan options
Curative offers fully-insured and level-funded plan options. Click below to see which plan option is right for your clients.
View plan options and funding typesFully-insured
For employers who want Curative to take care of it all.
Availability: Companies headquartered throughout 34 counties in Texas and the states of Florida and Georgia. Health insurance is available to employees nationwide.
Company size: 51+ employees
Administrative services: Curative
Stop-loss insurance: N/A
Rebate: N/A
Level-funded
For employers who want more transparency and a chance to save money for improved outcomes.
Availability: Companies headquartered in Texas, Florida, and Georgia. Health insurance is available to employees nationwide.
Company size: 25+ employees
Administrative services: Curative
Stop-loss insurance: Yes
Rebate: 50% of the remaining claims funds
Coverage Uncovered:
The Reality of Employer-Sponsored Health Plans in Metro Texas.
Your employees’ health affects their personal lives, but it also affects your business. In our 2023 Curative survey of metro-Texans who use employer-provided insurance, most missed work due to health issues:
71% took time off due to health setbacks.
High deductible health plan users notably reported more work disruptions tied to health concerns.
View Curative's original survey results or tune into our upcoming webinar to learn more.
View survey resultsSustainable cost savings help you take the stress out of health.
Why not give your employees a choice that puts their wellness first? Get in touch with Curative’s team to find out how you can make a comprehensive Houston health insurance solution work for your company.
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We want to be your partner in building a healthier workforce.
Get in touch with us to learn more about Curative's transparent, next generation health plan.