Health insurance brokers

The Curative health plan for brokers

Increase employer satisfaction, and boost employee engagement with preventive health benefits. No copays. No deductibles. No ... Really.

A health benefit that’s actually beneficial

Get in touch

1 monthly premium
Bringing costs down so members have no reason to avoid seeking care
24/7, 365 access
Physicians, care navigation, and member support.
$0 copays, deductibles and out-of-pocket costs.
As long as members complete a Baseline Visit within the first 120 days of plan effective date.

A plan as simple as it is powerful

Make employers’ and members’ lives easy with a transparent, understandable plan and personalized onboarding.

Become a Curative producer Download digital brochure

Flexible benefits solutions all with $0 out-of-pocket costs with the completion of a Baseline Visit
Strong national provider network
Multiple plan options available
For Florida, Georgia, and Texas based employers with 51 or more employees

Testimonials

Coverage doesn’t have to be confusing. Let them explain it.

I have never seen an employer and its employees absolutely love a health plan.

Our agency went out on a limb to try Curative for one of our large groups. I must say we were a bit apprehensive in the beginning, but I have never seen an employer and its employees absolutely love a health plan. With our shared strategies, employees are engaged and understand their insurance.

Leading benefits broker in Texas

The results have been phenomenal.

"The results have been phenomenal. Curative's First Health network has allowed us to maintain our previous doctors and specialists. Curative's customer service personnel not only verifies the in-network status of the doctors, they will call them to assure the offices know how to file the paperwork properly if there are questions. It seemed too good to be true but was absolutely worth trying compared to the direction of the other carriers over the past 10 years."

President

ECS Holdings

Here's what brokers need to know

We’re here to help you make adopting Curative’s plan fast and easy.

Who is Curative?

Why should we offer Curative?

How do I get appointed to sell Curative plans?

FAQs for brokers

A- AM Best Rating

We're well-positioned to transform health insurance

We're thrilled to share that we have secured an A- (Excellent) Financial Strength Rating (FSR) and Long-Term Issuer Credit Rating (Long-Term ICR) of “a-” (Excellent) from AM Best for 2025, marking three years of excellence in a row.

A- (Excellent) financial strength rating affirmation from the global credit rating agency AM Best
Curative Inc. infused $100 million in capital to strengthen its Curative Insurance Company subsidiary
Building technical capabilities to support a sustainable, innovative business model

Read the 2025 press release

Curative plan options

Curative offers fully-insured and level-funded plan options. Click below to see which plan option is right for your clients.

View plan options and funding types

Fully-insured

For employers who want Curative to take care of it all.

Availability: Companies headquartered throughout 34 counties in Texas and the states of Florida and Georgia. Health insurance is available to employees nationwide.
Company size: 51+ employees
Administrative services: Curative
Stop-loss insurance: N/A
Rebate: N/A

Level-funded

For employers who want more transparency and a chance to save money for improved outcomes.

Availability: Companies headquartered in Texas, Florida, and Georgia. Health insurance is available to employees nationwide.
Company size: 25+ employees
Administrative services: Curative
Stop-loss insurance: Yes
Rebate: 50% of the remaining claims funds

Get in touch

Offer the Curative health plan to your clients.

Get in touch with us to learn more about Curative's transparent, next-generation health plan.

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The Curative health plan for brokers

Increase employer satisfaction, and boost employee engagement with preventive health benefits. No copays. No deductibles. No ... Really.

A health benefit that’s actually beneficial

A health benefit that’s actually beneficial

1 monthly premium

24/7, 365 access

$0 copays, deductibles and out-of-pocket costs.

A plan as simple as it is powerful

A plan as simple as it is powerful

Flexible benefits solutions all with $0 out-of-pocket costs with the completion of a Baseline Visit

Strong national provider network

Multiple plan options available

For Florida, Georgia, and Texas based employers with 51 or more employees

Coverage doesn’t have to be confusing. Let them explain it.

We're well-positioned to transform health insurance

We're well-positioned to transform health insurance

A- (Excellent) financial strength rating affirmation from the global credit rating agency AM Best

Curative Inc. infused $100 million in capital to strengthen its Curative Insurance Company subsidiary

Building technical capabilities to support a sustainable, innovative business model

Curative plan options

Fully-insured

Level-funded

Offer the Curative health plan to your clients.