Meet Your New Competitive Advantage
We're the newest large group health plan in Texas and your clients will love us.
A health plan as bold as Texas
In one of the country’s most competitive job markets, Curative presents a new health plan that employees will love to use.
Flexible benefits solutions all with $0 out-of-pocket costs with the completion of a Baseline Visit
Strong national provider network
For Texas-based employers
We're well-positioned to transform health insurance
A- (Excellent) financial strength rating affirmation from the global credit rating agency AM Best
Curative Inc. infused $100 million in capital to strengthen its Curative Insurance Company subsidiary
Building technical capabilities to support a sustainable, innovative business model
Frequently asked questions for brokers
Here's what brokers need to know
We’re here to help you make adopting Curative’s plan fast and easy.
A health benefit that’s actually beneficial
Through complete cost transparency and an exceptional member experience, we create a health plan employees will love. We bring together physical, mental, social, and emotional health, to help employees reach their full health potential.
1 monthly premium
Just like any other subscription.
Baseline Visit
Your personal, preventive wellness experience.
24/7, 365 access
Physicians and care navigation, and member support.
$0 copays, deductibles and out-of-pocket costs.
As long as members complete a Baseline Visit within the first 120 days of plan effective date.
Why Curative?
We're a next-generation health plan that both employers and employees will love.
Preventive, timely coverage for improved health care outcomes
Our cost-transparent coverage will encourage care when a member needs it, not when it’s more costly and complicated down the road. That means reduced ER visits, hospitalizations, and cost containment.
Exceptional service
We seek a premiere experience for members and customers to make reaching health goals as easy as possible.
Speed
We know time is of the essence when it comes to setting up a health plan. We provide competitive quotes and quick, high-touch implementation.
Innovation
We’re constantly investing in the latest programs and technology to help members reach their health ambitions.
Curative plan options
Curative offers fully-insured and level-funded plan options. Click below to see which plan option is right for your clients.
Fully-insured
Fully-insured
For employers who want Curative to take care of it all.
Availability: Companies in 21 counties in the Austin, Houston, and San Antonio regions
Company size: 51+ employees
Administrative services: Curative
Stop-loss insurance: N/A
Rebate: N/A
Level-funded
Level-funded
For employers who want more transparency and a chance to save money for improved outcomes.
Availability: Companies across Texas
Company size: 20+ employees
Administrative services: Curative
Stop-loss insurance: Yes
Rebate: 50% of the remaining claims funds
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Access the webinar
How to Cure Rising Drug Costs in Employer Health Plans
Pharmacy costs are the biggest driver for increased health care costs, and in recent years, prescription drug costs have been skyrocketing. The good news? There are effective cost-control strategies.
Coverage doesn’t have to be confusing. Let them explain it.
"Our agency went out on a limb to try Curative for one of our large groups. I must say we were a bit apprehensive in the beginning, but I have never seen an employer and its employees absolutely love a health plan. With our shared strategies, employees are engaged and understand their insurance." - Leading benefits broker in Texas
Offer the Curative health plan to your clients.
Get in touch with us to learn more about Curative's transparent, next generation health plan.
