Meet Curative
Group health insurance plans for employers
Get sustainable cost savings by increasing employee engagement with the right care at the right time and setting — so problems are treated before they become costly.
A plan as simple as it is powerful
A plan as simple as it is powerful
Everyone wants better engagement. We’re here to make it happen.
Flexible benefits solutions all with $0 out-of-pocket costs with the completion of a Baseline Visit
Strong national provider network with multiple plan options available.
For Florida, Georgia, and Texas based employers with 51+ employees. Coming soon to Maryland and Washington DC based employers.
A next-generation group health plan your employees will love.
A next-generation group health plan your employees will love.
1 monthly premium
Straight-forward, transparent cost structure so your members always understand and appreciate their benefits.
$0 copays, deductibles, and out-of-pocket costs
Empower your employees to seek the right care at the right time and setting and prevent minor issues from becoming a costly mess.
24/7, 365 Telehealth
Your employees can see a doctor when and where they need to instead of missing work to drive and sit in a waiting room.
Direct member support
A high-touch member experience with designated care navigators and 24/7 member support so members always feel taken care of. High-touch health engagement programs keep members on track to reach their goals.
Baseline Visit
Time to better understand the health plan and personal health so members can understand and engage in care that saves you money over time.
Coverage doesn’t have to be confusing. Let them explain it.
Curative for Employers Online Portal
Sign in to our employer portal to view and edit employee enrollment information, print or download digital member cards, enroll policyholders, and more.
We're well-positioned to transform health insurance
We're well-positioned to transform health insurance
We're thrilled to share that we have secured an A- (Excellent) Financial Strength Rating (FSR) and Long-Term Issuer Credit Rating (Long-Term ICR) of “a-” (Excellent) from AM Best for 2025, marking three years of excellence in a row.
A- (Excellent) financial strength rating affirmation from the global credit rating agency AM Best
Curative Inc. infused $100 million in capital to strengthen its Curative Insurance Company subsidiary
Building technical capabilities to support a sustainable, innovative business model
Curative group health insurance plan options
Curative offers fully-insured and level-funded plan options. Click below to see which group health insurance plan option is right for your company.
Fully-insured
For employers who want Curative to take care of it all.
- Availability: Companies headquartered throughout 38 counties in Texas and the states of Florida and Georgia. Health insurance is available to employees nationwide.
- Company size: 51+ employees
- Administrative services: Curative
- Stop-loss insurance: N/A
- Rebate: N/A
Level-funded
For employers who want more transparency and a chance to save money for improved outcomes.
- Availability: Companies headquartered in Texas, Florida, and Georgia. Health insurance is available to employees nationwide.
- Company size: 25+ employees in Texas, 50+ employees and 25 enrolled subscribers in Florida and Georgia.
- Administrative services: Curative
- Stop-loss insurance: Yes
- Rebate: 50% of the remaining claims funds
Ready for more?
Share our digital brochure with your broker to discover comprehensive health plans with $0 out-of-pocket costs for your employees. Start building a healthy and cost-effective benefits package for your team.
Offering Curative to your employees is easy. We’re here to help.
Get in touch
We want to be your partner in building a healthier workforce.
Get in touch with us to learn more about Curative's transparent, next-generation health plan.