Coverage Uncovered: How Status Quo Employer-based Health Insurance Fails Texas
2 Minutes
Team Curative
Sep 21, 2023
In Metro Texas, employer-sponsored healthcare falls massively short on its promise to cover needed care and protection against high unexpected medical expenses. Instead, employees are left with essentially only a catastrophic health benefit plan, leading to delayed care and mounting medical debt when they seek treatments. The status quo has ultimately resulted in both a health and financial crisis for many employees, while employers fail to derive value from their costly investment in health benefits.
In 2023, Curative conducted a survey across the four largest cities in Texas, seeking to understand the experiences of individuals with employer-based insurance plans. The main objective was to assess how the current cost-sharing arrangements impact utilization, overall health and well-being and identify the primary barriers to accessing necessary care and treatment.
Here is an infographic summarizing our findings:
Based on the results of the study, offering comprehensive employer-based health insurance that encourages use and promotes preventive health will help employees receive the care they need without concerns over affordability or confusion around costs and benefits.
To download the full report with comprehensive findings, please see here.
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