Health Insurance

Company News

Coverage Uncovered: How Status Quo Employer-based Health Insurance Fails Texas

Read Time

1 Minute

Written by

Team Curative

Published

Sep 21, 2023

In Metro Texas, employer-sponsored healthcare falls massively short on its promise to cover needed care and protection against high unexpected medical expenses. Instead, employees are left with essentially only a catastrophic health benefit plan, leading to delayed care and mounting medical debt when they seek treatments. The status quo has ultimately resulted in both a health and financial crisis for many employees, while employers fail to derive value from their costly investment in health benefits.

In 2023, Curative conducted a survey across the four largest cities in Texas, seeking to understand the experiences of individuals with employer-based insurance plans. The main objective was to assess how the current cost-sharing arrangements impact utilization, overall health and well-being and identify the primary barriers to accessing necessary care and treatment.

Here is an infographic summarizing our findings:

Download infographic

Based on the results of the study, offering comprehensive employer-based health insurance that encourages use and promotes preventive health will help employees receive the care they need without concerns over affordability or confusion around costs and benefits.

To download the full report with comprehensive findings, please see here.

Sign up for our Newsletter

Table of Contents

Here is an infographic summarizing our findings:

Healthier doesn’t have to be harder: Small steps to incorporate into your daily life

Let H-E-B Dietitians, covered by Curative, provide you with easy tips for healthier eating and smarter hydration in your daily routine. Enhance your well-being effortlessly with these quick tips.

July 10, 2024

Are You Truly Practicing Self-care? Tips on How Preventive Care Helps You Be Your Best Self

Learn how practical, achievable steps toward self-care combined with effective preventive care can lower stress levels and improve your quality of life.

July 9, 2024

What is Presenteeism? How Curative Can Help Improve Presenteeism and Productivity

At some point in our careers, we’ve all noticed a colleague or employee who continued to push through meetings to accommodate deadlines, all while displaying symptoms of a cold, flu, or other medical condition. However, since not all illnesses are visible, it can be difficult for employers and managers to determine if an employee is an underperformer or if illness may be negatively impacting an employee’s performance due to obligatory feelings to show up, despite not feeling well.

June 28, 2024

Coverage Uncovered: How Status Quo Employer-based Health Insurance Fails Texas

Here is an infographic summarizing our findings:

Sign up for our Newsletter

Popular Articles

Healthier doesn’t have to be harder: Small steps to incorporate into your daily life

Are You Truly Practicing Self-care? Tips on How Preventive Care Helps You Be Your Best Self

What is Presenteeism? How Curative Can Help Improve Presenteeism and Productivity

Follow Us

Related Posts

Healthier doesn’t have to be harder: Small steps to incorporate into your daily life

Are You Truly Practicing Self-care? Tips on How Preventive Care Helps You Be Your Best Self

What is Presenteeism? How Curative Can Help Improve Presenteeism and Productivity