Meet Curative
Finally—an affordable, easy-to-use health plan designed to meet the unique needs of school districts, municipalities, and government agencies. Provide richer benefits while controlling long-term costs—it’s like giving your employees a raise, without increasing your budget.
From tight budgets to retention challenges, traditional health plans aren’t built for the realities of public service. Curative is.
Our $0 out-of-pocket model encourages early care and helps prevent costly claims—making budgeting more predictable.
Transparent, scorecard-ready, and compliant with public bidding requirements.
No copays. No deductibles. Just care. Care Navigators support employees every step of the way.
Employees feel valued and supported—helping you retain talent and boost productivity.
It all begins with the Baseline Visit—a one-on-one health review that helps members understand their health, establish goals, and connect to the right care.
An in-depth health review that builds trust and sets a clear path forward
Provide ongoing support to help employees schedule appointments, manage conditions, and stay on top of their care
In addition to our broad national network, the self-pay Curative Zero Card lets members nominate and see their preferred providers without contracting delays.
Watch our webinar: A commonsense approach to public sector health coverage
Join Curative CEO Fred Turner as he shares how Curative eliminates cost barriers, empowers early care, and creates sustainable value for public sector organizations.
Give your employees a plan they’ll actually use—without breaking your budget.
Zero-cost care
Budget stability
Proven results