Meet Curative
A better health plan for the public sector
$0 copays. $0 deductibles. $0 out-of-pocket.
Finally—an affordable, easy-to-use health plan designed to meet the unique needs of school districts, municipalities, and government agencies. Provide richer benefits while controlling long-term costs—it’s like giving your employees a raise, without increasing your budget.
Why public sector organizations are making the switch to Curative
Why public sector organizations are making the switch to Curative
From tight budgets to retention challenges, traditional health plans aren’t built for the realities of public service. Curative is.
Predictable, sustainable costs
Our $0 out-of-pocket model encourages early care and helps prevent costly claims—making budgeting more predictable.
Procurement made simple
Transparent, scorecard-ready, and compliant with public bidding requirements.
Easy for employees to understand and use
No copays. No deductibles. Just care. Care Navigators support employees every step of the way.
Richer benefits = happier teams
Employees feel valued and supported—helping you retain talent and boost productivity.
A better starting point for better care
A better starting point for better care
It all begins with the Baseline Visit—a one-on-one health review that helps members understand their health, establish goals, and connect to the right care.
Every member begins with a Baseline Visit
An in-depth health review that builds trust and sets a clear path forward
Dedicated Care Navigators
Provide ongoing support to help employees schedule appointments, manage conditions, and stay on top of their care
Faster access to more providers
In addition to our broad national network, the self-pay Curative Zero Card lets members nominate and see their preferred providers without contracting delays.
This is healthcare that actually works — for your people and your bottom line
From skeptics to advocates: What employers & employees say
Discover the Curative difference
Watch our webinar: A commonsense approach to public sector health coverage
Join Curative CEO Fred Turner as he shares how Curative eliminates cost barriers, empowers early care, and creates sustainable value for public sector organizations.
Let’s talk
Give your employees a plan they’ll actually use—without breaking your budget.
Zero-cost care
Budget stability
Proven results