Curative Cash Card
The Curative Cash Card, formerly the Curative Zero Card, helps members get $0 care when and where they need it. Members can use it with providers labeled “Cash Card only” in the Curative Provider Search. For in-network providers, members should use their Curative Member ID card. Members can also use their Cash Card at any urgent care location. . Members use it like a payment card, but they do not pay anything.
Curative guide to $0 care
Two cards
One goal
Zero dollars
Two cards
One goal
Zero dollars
We offer $0 copays and deductibles for any doctor in our search.
1) Use your Curative Member ID Card for in-network providers, standalone labs, and prescriptions.
2) Use your Curative Cash Card only with providers labeled “Cash Card only” in the Provider Search.
If you are unsure which card to use, contact Member Services before your appointment to help avoid payment issues.
Option 1: Member ID Card
Use your Curative Member ID card when your provider is listed as in-network in the Curative Provider Search. You should also use your Member ID card for standalone labs and prescriptions.
Option 2: Curative Cash Card
Use the Cash Card only for providers labeled “Cash Card only” in the Curative Provider Search. At the front desk, say you will pay the cash price and hand over your Curative Cash Card.
Eligible services: Primary care, office visits, urgent care, behavioral health, and many inpatient and outpatient hospital services.
Ineligible services: Prescriptions, labs, other non-covered benefits.
Add the Curative Cash Card to your Apple Wallet
Access the Member Portal
Open the wallet app and sign in with your Apple ID if required.
Tap the "+" sign and choose "Debit or Credit Card."
Enter the Curative Cash Card details manually or position your physical Curative Cash Card in the frame to scan
Add the Curative Cash Card to your Google Pay
Access the Member Portal
Open the Google Pay app and tap "Add to Wallet" at the bottom. Then, select "Payment card."
Tap "New credit or debit card" and tap "Save" at the bottom.
Read the Issuer Terms and tap "Accept." If prompted to verify your payment method, choose an option from the list.
The Curative Cash Card is available to all members during their first 120 days on any Curative Health plan, and for the full year to members who have completed their Baseline Visit during the first 120 days. Curative Cash Card Visa® Commercial Credit cards are issued by Celtic Bank. Additional Terms & Conditions can be found in your Member Portal Account.
Don't see your preferred provider?
Nominate your go-to provider to become Curative-card eligible.
Members must be 18 years and older to use the Curative Cash Card and complete their Baseline Visit in the first 120 days of their plan start date to maintain $0 out-of-pocket costs. Curative Cash Card Visa® Commercial Credit cards are issued by Celtic Bank. Additional Terms & Conditions can be found in your Member Portal Account at health.curative.com.
The Curative Cash Card can be used only when Curative is your primary insurance. It counts as payment in full and does not work with other insurance.
All Cash Card payments are limited to eligible, covered services and are subject to plan rules. All transactions are reviewed for coverage, clinical guidelines, usual and customary review compliance, and may require prior authorization. Provider participation, payment methods, and acceptance of new patients may change at any time.