Curative Zero Card
For Curative members only. A ticket to get in-network healthcare where and when you need it. As the fresh face in health plans, we know some doctors might not recognize us just yet. No worries, though! Your health shouldn't have to wait. This handy card takes care of your in-network costs and reassures you of your benefits – if the provider is listed in the directory, we will cover it.
Curative Guide to $0 Care
Two cards
One goal
Zero dollars
Two cards
One goal
Zero dollars
We guarantee $0 copays and deductibles for any doctor in our search. There are two options to provide payment covered by Curative:
1) insurance billing using the Curative Member ID Card
2) cash pay using our unique Curative Zero Card.
Either way, you don’t pay.
Start here: Provider Search
All clinicians shown at curative.com/providers have $0 out-of-pocket costs.
Option 1: Member ID Card
Use the Curative Member ID Card first if the provider shows in our search.
Option 2: Curative Zero Card
Use the Curative Zero Card for any provider that shows as Zero Card in our search. Tell the front desk you will pay the cash price and hand over your Zero Card. It can be used for office visits, urgent care, behavioral health, and certain services without hospital stays. Think of it as a payment card with no impact on credit.
Backup: If a provider appears in our search but does not take your Member ID Card for any reason or tries to charge a copay, say you’ll pay cash instead and hand over your Curative Zero Card.
Add the Curative Zero Card to your Apple Wallet
Add the Curative Zero Card to your Apple Wallet
Access the Member Portal
Open the wallet app and sign in with your Apple ID if required.
Tap the "+" sign and choose "Debit or Credit Card."
Enter the Curative Zero Card details manually or position your physical Curative Zero Card in the frame to scan
Add the Curative Zero Card to your Google Pay
Add the Curative Zero Card to your Google Pay
Access the Member Portal
Open the Google Pay app and tap "Add to Wallet" at the bottom. Then, select "Payment card."
Tap "New credit or debit card" and tap "Save" at the bottom.
Read the Issuer Terms and tap "Accept." If prompted to verify your payment method, choose an option from the list.
The Curative Zero Card is available to all members during their first 120 days on any Curative Health plan, and for the full year to members who have completed their Baseline Visit during the first 120 days. Curative Zero Card Visa® Commercial Credit cards are issued by Celtic Bank. Additional Terms & Conditions can be found in your Member Portal Account.
Don't see your preferred provider?
Nominate your go-to provider to become zero-card eligible.