From skeptic to believer: Patrick’s Curative journey
5 Minutes
Jun 9, 2025
Meet Patrick
For years, Patrick avoided doctor visits even when he needed care. The reason was simple: he never knew what it would cost. That all changed when his employer, a civil engineering firm in Texas, made the switch to Curative. What followed wasn’t just a better health plan. It was a complete mindset shift around healthcare.
The challenge: Healthcare confusion and cost anxiety
For Patrick, healthcare had always been a source of stress and uncertainty. Despite being insured for years under traditional plans, the out-of-pocket costs were unpredictable and dissuaded him from seeking care.
32% of U.S. employees felt anxious about delaying medical care because of financial concerns in the past three months.
This ambiguity even affected major life moments. When his second child was born just before the new year, the timing alone saved him thousands in reset deductibles.
This cost anxiety led Patrick to delay care. Like many employees, he had coverage but no real sense of financial security.
The solution: A truly $0 out-of-pocket healthcare experience
Affordability: When employees feel their health costs are transparent and affordable, they will be more likely to seek both preventive care and medical treatment earlier to help avoid complications and costs in the long-term.
Engagement: Curative builds engagement with employees from day one by facilitating trusted relationships with a Care Navigator following their Baseline Visit.
Simplicity: A stress-free, straightforward health plan with built-in support removes barriers employees have faced with traditional health plans.
The turning point: Empowered, engaged, and proactive
The Curative plan changed the way Patrick engages with his health. Previously, cost was a deterrent. Now, when he needs it, he seeks care without hesitation.
Favorite benefit: the Curative Baseline Visit
One of the standout features of Patrick’s experience with Curative was their Baseline Visit, where the support and proactive care provided by their Care Navigator exceeded his expectations.
The ‘no…really’ moment: the Curative Cash Card
Patrick was especially impressed by the Curative Cash Card, a credit card that simplifies access to in-network care and ensures seamless coverage while maintaining $0 out-of-pocket costs.
The bottom line: Employee wellbeing, transformed
Since his employer switched to Curative, Patrick not only feels better supported, but he sees the health plan as a reflection of his company’s culture. The experience continues to shape his trust in both his employer and the healthcare system.
With Curative, members can face their health journey with assurance that they can access care when they need it. Patrick’s journey proves what’s possible when barriers are removed from healthcare. What once felt “too good to be true” is now the new standard in how healthcare should work.
Your team deserves better…..
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Table of Contents
Meet Patrick
The challenge: Healthcare confusion and cost anxiety
The solution: A truly $0 out-of-pocket healthcare experience
The turning point: Empowered, engaged, and proactive
The bottom line: Employee wellbeing, transformed
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