The challenge

Healthcare confusion and cost anxiety

For Patrick, healthcare had always been a source of stress and uncertainty. Despite being insured for years under traditional plans, the out-of-pocket costs were unpredictable and dissuaded him from seeking care.

32% of U.S. employees felt anxious about delaying medical care because of financial concerns in the past three months. This ambiguity even affected major life moments. When his second child was born just before the new year, the timing alone saved him thousands in reset deductibles.

This cost anxiety led Patrick to delay care. Like many employees, he had coverage but no real sense of financial security.

The solution

A truly $0 out-of-pocket healthcare experience

• Affordability: When employees feel their health costs are transparent and affordable, they will be more likely to seek both preventive care and medical treatment earlier to help avoid complications and costs in the long-term.

• Engagement: Curative builds engagement with employees from day one by facilitating trusted relationships with a Care Navigator following their Baseline Visit.

• Simplicity: A stress-free, straightforward health plan with built-in support removes barriers employees have faced with traditional health plans.

The turning point

Empowered, engaged, and proactive

The Curative plan changed the way Patrick engages with his health. Previously, cost was a deterrent. Now, when he needs it, he seeks care without hesitation.

Favorite benefit

The Curative Baseline Visit

One of the standout features of Patrick’s experience with Curative was their Baseline Visit, where the support and proactive care provided by their Care Navigator exceeded his expectations. 

The bottom line

Employee wellbeing, transformed

Since his employer switched to Curative, Patrick not only feels better supported, but he sees the health plan as a reflection of his company’s culture. The experience continues to shape his trust in both his employer and the healthcare system.

With Curative, members can face their health journey with assurance that they can access care when they need it. Patrick’s journey proves what’s possible when barriers are removed from healthcare. What once felt “too good to be true” is now the new standard in how healthcare should work.

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