The COVID-19 pandemic took the world by storm, uprooting many of the standard systems of health and medicine that employees were accustomed to. Employer-sponsored health care offerings began to change for the better as health care demands became too large to ignore.
Health care providers have started to rethink what it means to provide proactive, transparent, and easy-to-access care. Newer plans focus on eliminating surprise bills and wiping out large copay and deductible requirements.
Imagine a health care plan that is there for your employees when they need it most, offering solutions instead of obstacles that end up preventing needed care. The Curative Health Plan is designed with individual needs in mind, giving Texas employers with over 51 employees an opportunity to provide patient-first health care in the workplace. Employees who receive the Curative Health Plan through their employer can enjoy $0 copays, $0 out-of-pocket costs, and $0 prescription prices for in-network care after they complete a Baseline Visit within the first 120 days of membership.
Texas employers can provide some big benefits to their employees through Curative, the newest employer-sponsored health care coverage package in Central Texas. We have a duty to set a new standard in health care - and it starts with the level of individual treatment.
Individuals and families who sign up for the Curative Health Plan can benefit from a number of unique care advantages, including:
No copays and no deductibles for in-network plans, ensuring cost transparency as long as members complete a Baseline Visit within 120 days of membership.
Access to a fully-insured PPO network so employees can continue to access the physicians and health professionals they trust through the local NormanMD network
An intuitive member portal that helps individuals schedule appointments, ask follow-up questions, call their doctor, and more with ease. Members can also access virtual urgent care appointments and emergency services depending on their in-network range of options.
Access to the in-person medical hub for members, Curative Commons, which acts as a one-stop-shop for patients’ medical needs. Opening in early 2023, the Curative Commons is located in downtown Austin and will feature a variety of amenities and health resources.
Direct access to physicians and member support on a 24/7 basis.
Employees are tired of unpredictable insurance rates and unexpected medical bills that can often be too lofty to contend with. Using a plan like Curative everyone in your workforce can trust that a single monthly premium will cover the medical services and products they will need.
One of the unique features of the Curative Health Plan is that new patients are encouraged to schedule a Baseline Visit* to access their individual care needs fully and to continue to qualify for the $0 copay, in-network care option. Members can utilize this initial care assessment to gain a better understanding of their overall health status as well as learn how their health plan can support their health goals. After an employee completes their Baseline Visit, they will be able to speak with their primary care provider to build a care plan, which may include treatments and preventive measures to help them stay in good health and decrease rates of workplace absenteeism across the board.
The key to true success in the workplace is not simply by treating existing medical needs but by offering preventive services that bolster your employees’ health and increases their access to care so they can gain greater agency over the work they perform.
Through a network partnership with NormanMD, Curative now provides access to virtual urgent care on a 24/7/365 schedule, with these telehealth services available as part of the Curative Health Plan. In addition, Curative offers telehealth medical appointments with in-network primary care physicians. Employees who are able to receive this level of care through their employers will be able to access a type of health care that is highly personalizable and cost-transparent, making it a great selection for those with 51 employees or more.
Virtual visits provide employees with more flexible scheduling options, making it easier for them to take care of their health needs outside of work hours. Curative offers a better understanding of their care options that will encourage better health in the workplace and contribute to a more positive mindset about employee-sponsored health care plans.
It is no surprise that offering health care services to employees can have a great impact on general workplace health and morale. A study by the Society for Human Resource Management shows that 46% of employees prioritize health insurance as a deciding factor in choosing their job, with a significant portion of those employees deciding to leave a position if the health offerings change for the worse. Workplaces with decent health care offerings and paid sick leave options are much more likely to stay home when ill, preventing the spread of contagious diseases and a dip in individual morale.
Comprehensive, $0 copay, $0 deductible coverage can be life-changing for an individual employee trying to survive in the unstable economy that is still recovering in the wake of COVID-19. Not to mention, Central Texas is one of the fastest-growing communities, revealing demands for more innovative health services and providers. With health care coverage - and its associated costs - being a huge source of dissatisfaction among employees, it’s no wonder that employers are looking for more comprehensive options that can grow and adapt alongside an emerging workforce.
A flexible, and comprehensive health care plan that redefines the concept of health care is a breath of fresh air that we need now more than ever. Visit Curative online to learn more about our employer-sponsored health care coverage plans.
If you are an employer in the Texas area with over 51 employees looking to create a more resilient workforce, you can help your employees by giving them a plan that gives them better control over their own well-being. Contact us today to learn how you can partner with us to start providing next-generation health care services for the growing Texas community.
*Healthcare provided through the NormanMD network of medical providers. Treatment options and eligibility determinations made by independent licensed medical providers.
Patients experiencing a medical emergency or who have concerns about their medical situation should call 911 (or the local emergency number) immediately.
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