San Antonio is a city that encompasses heritage, community, and innovation. Home of the Spurs, the Alamo, and now Curative’s revolutionary new health care plan, San Antonio blends the past and the future to build a thriving community for its residents and businesses.
Curative’s health care plans focus on affordability, engagement, and simplicity. We believe that investing in preventive health and working with employees to reach their health goals results in a healthier workforce and better overall well-being. That’s why we offer $0 copays, $0 deductibles, and $0 out-of-pocket costs with the completion of a Baseline Visit within 120 days of plan effective date.
All Curative plans offer members extensive in-network choice via a high-quality PPO network, including primary and specialty care, telemedicine, urgent care, and leading hospital facilities. In addition, San Antonio residents can access next-day prescription delivery from Curative Pharmacy. Coupled with 24/7 member support and an individual Care Navigator to ensure all members understand and utilize their benefits, Curative has created a simple health plan that members will love to use. For employers, this means a healthier, more satisfied, and more productive workforce.
Two health plan options are now available to San Antonio-based businesses — a fully-insured and level-funded offering. Curative’s fully-insured benefit ensures that employees receive the care they need at no additional cost other than a competitive monthly premium. Fully-insured benefits reduce risk and complexity for employers and employees. This plan is available to Austin and San-Antonio-based businesses, with plans to expand state-wide in the near future.
Curative's level-funding option gives employers the flexibility of self-insurance together with the financial security of stable monthly premiums found in a fully-insured plan. An important component of level-funding is stop-loss insurance, which protects employers against the financial risk of large claims. If claim costs are higher than expected, stop-loss insurance provides coverage for unexpected additional costs. For years when claim costs are less than expected, the employer can share in the proceeds in the form of a rebate. Curative’s level-funded option is available across the state of Texas, so if you’re located outside of San Antonio and are interested in offering a level-funded plan, we’re ready to work with you.
We’re equipped to offer San Antonio employers the health insurance they need to attract and retain a strong and satisfied workforce.
If you’re employed by or own a San Antonio or Texas-based business, or a health insurance broker, learn more and join us at curative.com. You can also schedule a meeting with our team — we’re excited to hear from you.