The Curative Health Plan: No Copays. No Deductibles. No…Really. Our health plan is focused on affordability, engagement, and simplicity. With Curative, you can focus on healthcare, not health cost. We offer three tiers that grant members $0 copay and $0 deductible benefits when they stay in network and complete their Baseline Visit within 120 days of the plan enrollment date. Review the 2024 and 2025 plan options below.