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Curative Plan Options and Funding Types

Curative offers several funding types and plan options to meet your needs. Browse our offering to find the right fit for you and your employees.

Funding Types

Curative offers two funding types to meet your needs. Learn more about our fully-insured and level-funded plan options below.

Fully-insured

For employers who want Curative to take care of it all.

  • Availability: Companies headquartered throughout 38 counties in Texas and the states of Florida and Georgia. Health insurance is available to employees nationwide. 
  • Company size: 51+ employees
  • Administrative services: Curative
  • Stop-loss insurance: N/A
  • Rebate: N/A

Level-funded

For employers who want more transparency and a chance to save money for improved outcomes.

  • Availability: Companies headquartered in Texas, Florida, and Georgia. Health insurance is available to employees nationwide. 
  • Company size: 25+ employees in Texas, 50+ employees and 25 enrolled subscribers in Florida and Georgia.
  • Administrative services: Curative
  • Stop-loss insurance: Yes
  • Rebate: 50% of the remaining claims funds

2026 EPO, PPO, and PPO Max plan options

EPO
Features

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In Network with Baseline Deductible

$0

In Network without Baseline Deductible

$5,000/person

$10,000/family

Out-of-network Deductibles

N/A

Out-of-network Max Out-of-Pocket

N/A

Rx Network

Mail order and select retail, including: H-E-B, Albertsons, Safeway, Publix 

30,000+ pharmacies nationwide

Care Navigator

Yes

Virtual Urgent Care

24/7/365

Wellness Benefits

Chronic condition and acute care management

Chiropractic Coverage

No

PPO
Features

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In Network with Baseline Deductible

$0

In Network without Baseline Deductible

$5,000/person

$10,000/family

Out-of-network Deductibles

$10,000/person

$20,000/family

Out-of-network Max Out-of-Pocket

$15,000/person

$30,000/family

Rx Network

Mail order and select retail, including: H-E-B, Albertsons, Safeway, Publix

30,000+ pharmacies nationwide

Care Navigator

Yes

Virtual Urgent Care

24/7/365

Wellness Benefits

Chronic condition and acute care management 

Chiropractic Coverage

Yes

PPO Max
Features

Not seeing what you're looking for? Contact Support

In Network with Baseline Deductible

$0

In Network without Baseline Deductible

$5,000/person

$10,000/family

Out-of-network Deductibles

$0

Out-of-network Max Out-of-Pocket

$7,500/person

$15,000/family

Rx Network

Mail order and select retail, including: H-E-B, Albertsons, Safeway, Publix, CVS, Walgreens, Walmart

60,000+ pharmacies nationwide

Care Navigator

Yes

Virtual Urgent Care

24/7/365

Wellness Benefits

Chronic condition and acute care management 

Fitness Benefit

Chiropractic Coverage

Yes.

2023: As added by employer and all Florida-based plans.

2024: All PPO plans.

Smarter coverage, lower premiums

EPO Value: Affordable, guided care that works

EPO Value is Curative’s most cost-conscious plan. Members get $0 out-of-pocket care by using a Curative Pass with high-value providers, along with the same hallmark features of other Curative plans—many $0 prescriptions and access to wellness tools. It’s ideal for organizations that want to manage healthcare costs paired with a supportive member experience.

Please note: the EPO Value plan is a separate plan option from the EPO plan.

Explore how EPO Value works

Need help deciding?

Complete the form and we'll have a member of our team reach out and discuss which option will best meet your needs.