A high deductible health plan (HDHP) or Curative for your employees?
Read Time
3 Minutes
Written by
Team Curative
Published
Aug 17, 2023
Share
Choosing a health plan that helps your employees stay healthy is a key decision for many employers. There are countless benefits when providing a comprehensive health plan that employees can afford — including increased productivity, improved morale, and better employee satisfaction. When employees are healthier, your business sees benefits.
Many benefits packages feature a high deductible health plan (HDHP). HDHPs result in hefty out-of-pocket expenses, typically discouraging individuals from seeking necessary preventive or medical care due to financial burden. As of 2022, the IRS defines HDHP as any plan with a deductible of at least $1,400 for an individual or $2,800 for a family.
At Curative, we believe that healthcare should be affordable. We’ve developed a health plan focused on prevention and wellness, with no copays and no deductibles, as long as members complete a Baseline Visit in the first 120 days. With complete cost transparency and affordability, employees feel comfortable getting the care they need, when they need it.
Here’s a breakdown of how Curative compares to the average HDHP — and why investing in your employees is investing in your business.
Zheng Z, Jemal A, Banegas MP, Han X, Yabroff KR. High-Deductible Health Plans and Cancer Survivorship: What Is the Association With Access to Care and Hospital Emergency Department Use? (15 Nv, 2019) J Oncol Pract. https://pubmed.ncbi.nlm.nih.gov/31393809/