Question 1

I'm a health insurance broker looking to sell Curative. Where do I start?

Accepted Answer

Wonderful news. Submit your information on our website and someone from the team will get right in touch. We’re happy to meet with you virtually, or even schedule an onsite presentation. When you’re ready, we’ll send you the broker application form, and be available to answer any questions you have about the process. Please reach out to brokers@curative.com for any additional questions.

Question 2

How can I get training on Curative to present to my clients?

Accepted Answer

We’re here to help make the transition to Curative as easy as possible for you and your clients. For training, please visit our Broker Resources page and navigate to 'Plans & Network’. Select the market you’re interested in from the drop-down menu at the top of the page for training materials, plan information, and more. For additional information, or to schedule either a virtual meeting or in-person presentation, please email brokers@curative.com.

Curative will also hold informational webinars throughout the year. Check out our Broker Resources page to find any upcoming webinars or trainings. Upon request, we can offer personalized training on the platform for brokers and employers. For more questions, please reach out to Broker Support (brokers@curative.com.) and they can connect you with a Sales Executive in your market.

Question 3

How can I stay up-to-date?

Accepted Answer

Throughout the year, our team will send tips on how to sell Curative, as well as updates on certifications, commissions, and tools. Be sure you’re subscribed here to remain up to date on Curative’s plan.

Question 4

How can I find out which doctors are in network?

Accepted Answer

It’s easy — just visit our Provider Search Tool.

Question 5

Will Curative’s plan send out detailed benefits information to employees?

Accepted Answer

We believe clarity and transparency around your health care benefits is paramount. We’re dedicated to working with employers to provide timely and valuable information to employees leading up to enrollment and after plan activation. Employees will also have access to a personalized member portal with the most relevant and up-to-date information.

Question 6

Who is Curative?

Accepted Answer

Curative is a health insurance company making health care transparent, accessible, and comprehensive.

Co-founded by CEO Fred Turner and powered by a team of world-leading doctors, scientists, engineers, and health industry experts, Curative responded in March 2020 to the urgent need for COVID-19 testing, ultimately developing a network of thousands of testing sites across over 40 states and three CLIA-certified, high-complexity laboratories. As a result, Curative and its managed medical entities provided over 30 million COVID-19 tests and over 2 million COVID-19 vaccines.

Curative’s patient-facing services, health care facilities, integrated supply chain, and labs are part of a large platform we've built from the ground up that has allowed us to grow quickly and more efficiently than other health care companies. As a result, we were one of the first companies to respond to the pandemic providing COVID-19 testing at scale across the United States.

We are now implementing a new model of comprehensive health care delivery focused on the whole person's well-being: providing expanded health care and wellness services while also streamlining access to preventative care. We are setting out to change health care in the United States and fundamentally re-designing the way that patients interact with their health care and health insurance. By building a connected platform for managing the health of our patients, we believe that we can deliver a better health care experience at a lower cost and with better outcomes so that our members can focus on getting and staying well. Our model delivers health care by investing in patient preventive health from the start, reducing the barriers to entry to traditionally complex care networks and eliminating the concern of unexpected medical bills. Curative launched its first members-only health care offering in Austin, January 2023.

Question 7

What is the health insurance plan offered by Curative?

Accepted Answer

Curative is a fully-insured PPO plan offered to employers with 51+ employees. The plan offers whole-person, transparent care with no copay, no deductible, no out-of-pocket for in-network services, including preferred drugs, for those that complete a Baseline Visit after the first 120 days of enrollment. The plan has a high-quality, local provider network, including many of the doctors and hospitals your employees already know and use. Members receive 24/7, 365 access directly to physicians via telemedicine, health navigation, and member support.

Plan participants will receive exclusive access to Curative Commons, a next-generation health and wellness center opening in downtown Austin in 2023.

Question 8

Why should we offer Curative?

Accepted Answer

Stress-free health care will help businesses stay healthy. We offer a health plan that employees will love and invests in their long-term health. Curative has a focus on care, not costs. Healthier workforces don’t just happen by treating what’s wrong — it’s about helping employees gain greater control of health and well-being. We offer integrated health care for a resilient workforce.

High-quality care. We’re part of the Texas community with a strong local provider network, including many of the doctors and hospital employees already know and use.

Building community. Plan members get exclusive access to Curative Commons, a next-generation health and wellness center located in the heart of downtown Austin, opening in 2023.

Exceptional member-centric experience. We put our members and customers first to help each reach their goals.

Frequently Asked Questions for Brokers

Brokers Overview

Getting Started

Employer Portal

Network Transition

Curative Cash Card

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