For brokers done with the status quo
A health benefit that’s actually beneficial
$0 copays. $0 deductibles. A plan your clients’ employees will actually use. Tell us a bit about yourself and a Curative expert takes it from there.
The status quo, brought to you by everyone else
Pay more. Get less. Repeat.
- Rate hikes pile up. Premiums climb, benefits stay flat, and the increases get harder to explain every year.
- Cost barriers delay care. High deductibles turn small problems into big claims and big claims into bigger bills.
- Benefits go unused. A plan too complicated to understand is a plan no one uses and that frustrates members and employers alike.
The health plan that does the opposite
Curative removes the cost of care — not the care itself. Here’s how.
No copays. No deductibles. No… really.
Take away the reasons to skip care. Watch what happens.
- $0 out-of-pocket costs
With the cost barriers gone, members stop putting off care and start getting it. They maintain $0 benefits by completing a Baseline Visit within 120 days of each plan year.
- Baseline Visit
Members complete one comprehensive health visit within the first 120 days of coverage. It’s how care gets ahead of cost.
- 24/7 Member Support
Every member can reach support around the clock — to ask questions, find care, and make sure no one falls through the cracks.
- The result
Members get care before small problems turn expensive. Claims come down. And the clients who used to dread renewal start asking what else you can bring them. That’s what happens when a plan removes the barriers to care — not just the paperwork.
Easy to explain. Easier to place.
Good for your clients. Good for you, too.
From the Baseline Visit to 24/7 Member Support, your clients’ members get a clear path to $0 care — and you get a plan that’s simple to pitch, simple to place, and simple to stand behind.
Simple on the surface. Serious underneath.
Un beneficio de salud que realmente lo es.
Un beneficio de salud que realmente lo es.
$0 copays. $0 deductibles. One competitive monthly premium — and $0 out-of-pocket costs when members complete a Baseline Visit.
A strong national provider network backed by multiple plan options to fit your clients’ needs.
Available to groups in Florida, Georgia, and Texas with 51+ employees. Maryland and Washington, D.C. coming soon.
Same problem. Two very different answers.
Your clients can go on paying for coverage their employees avoid. Or they can offer something people actually use.
Traditional health plans
- Copays and deductibles at every turn
- Bills employees can’t budget for
- Rate hikes that hit without warning
- Members who skip care and get sicker
- No support when it’s needed most
The Curative Health Plan
- $0 out-of-pocket costs — members maintain it by completing the annual Baseline Visit
- One predictable monthly premium
- Full cost transparency, no guesswork
- Members who actually get care
- 24/7 Member Support
La cobertura no tiene por qué ser confusa. Deja que lo expliquen.
We’re here to help you make adopting Curative’s plan fast and easy.
A- AM Best Rating
Estamos bien posicionados para transformar los seguros médicos
Estamos bien posicionados para transformar los seguros médicos
We're thrilled to share that we have secured an A- (Excellent) Financial Strength Rating (FSR) and Long-Term Issuer Credit Rating (Long-Term ICR) of “a-” (Excellent) from AM Best for 2025, marking three years of excellence in a row.
A- (Excelente) Confirmación de la calificación de solidez financiera por parte de la agencia mundial de calificación crediticia AM Best
Curative Inc. inyectó $100 millones en capital para fortalecer su subsidiaria Curative Insurance Company
Construir capacidades técnicas para dar soporte a un modelo de negocio sostenible e innovador
Opciones de planes de Curative
Curative ofrece opciones de planes totalmente asegurados y financiados. Haz clic a continuación para ver qué opción de plan es la adecuada para tus clientes.
Completamente asegurado
Para empleadores que quieren que Curative se encargue de todo.
- Disponibilidad: empresas con sede en 38 condados de Texas, Florida y Georgia. El seguro de salud está disponible para empleados de todo el país.
- Tamaño de la empresa: más de 51 empleados
- Servicios administrativos: Curative
- Seguro para limitar las pérdidas: N/A
- Reembolso: N/A
Financiado
Para empleadores que desean más transparencia y la posibilidad de ahorrar dinero a cambio de mejores resultados.
- Disponibilidad: empresas con sede en Texas, Florida y Georgia. El seguro de salud está disponible para empleados de todo el país.
- Tamaño de la empresa: más de 20 empleados
- Servicios administrativos: Curative
- Seguro para limitar las pérdidas: Sí
- Reembolso: 50 % de los fondos restantes de los reclamos
Get in touch
Offer the Curative health plan to your clients.
Get in touch with us to learn more about Curative's transparent, next-generation health plan.