Availity Update: Providers can now obtain ERAs through Availity. Instructions for signing up for EDI claims and ERAs through Availity are in the "EDI transactions through FTP" section on page 12 of this guide.
Make every claim count—Go fully electronic with EFT and ERA
Say goodbye to delays, paper clutter, and manual entry. Submitting claims electronically with Curative means zero errors, faster payments, seamless remittance, and fewer headaches.
Electronic payment methods
Electronic funds transfer (EFT): Get paid fast—straight to your bank
No more waiting on paper checks. With EFT:
Quick deposits – Funds are delivered securely to your account within 1–3 business days.
Improved cash flow – Payments are faster and more predictable.
Paper-free process – Eliminate check handling and reduce admin time.
Electronic remittance advice (ERA): Real-time payment insights at your fingertips
ERA transforms how you track and reconcile payments:
Instant access – View payment details as soon as they're available—no more waiting on mailed EOBs.
Smart Automation – Automatically match payments to claims with your billing system.
Zero Errors – Reduce manual data entry and avoid reconciliation mistakes.
Full Visibility – Know what was paid, adjusted, or denied, right away.
ERA files are transmitted in the HIPAA-mandated ASC X12 835 5010 A1 format. Curative partners with Availity, TriZetto, and Optum Intelligent Electronic Data Interchange (iEDI) clearinghouses to obtain ERAs. Download the ERA enrollment guide here.
Why EFT and ERA work better together
Why EFT and ERA work better together
Enrolling in both EFT and ERA creates a powerful, integrated workflow:
Faster turnaround from submission to payment
Real-time reconciliation of claims and remittances
Less admin time, more time for patient care
Enroll today — It's easy and free for Curative providers
Enroll today — It's easy and free for Curative providers
Quick online enrollment — no paperwork hassle
No fees — free for all in-network providers
Need help? Email providerrelations@curative.com
Having Trouble?
Having Trouble?
Please have your clearinghouse reach out to our clearinghouse.
Clearinghouses
PayerID
CURTV (ProfessionalClaims)
CURTV (InstitutionalClaims)
Contact Information
Phone: 1-800-556-2231
Curative's Clearinghouse can be reached by email at physiciansupport@cognizant.com
Ready to streamline your claims?
Download the EFT/ERA Enrollment Forms and take the next step today.
Overpayments
We will inform you in writing of an overpaid claim within 180 days of the date of payment and you will have 45 calendar days (unless otherwise indicated on your Agreement) from receipt of notice to refund the money back to us. If your payment is not received by that time, we may offset the overpayment against future claim payments, or in accordance with the terms of your agreement. (TIC 1301. 132) For further details, please refer to your Curative Provider Agreement.