How Status Quo Employer-based Health Insurance Fails Americans
2023 Original Survey Results: Employer-based health insurance promises a blanket of comprehensive protection for the American workforce. Yet, beneath this surface, many are grappling with hidden costs, confusion, and barriers that lead employees to defer care, ultimately impacting their overall well-being and job performance. Employees are left with essentially only catastrophic health benefit plans, and employers fail to derive value from this costly investment. A benefit that's supposed to attract and retain talent isn't fully serving its purpose. Interested in learning more?
The Reality of Employer Healthcare
Unaffordable. Confusing. Here’s what talent thinks about traditional health plans.
At a Glance
Broken Promises: High out-of-pocket costs, unclear policies, and limited plans push many workers to compromise essential care.
Survey Scope: Over 2,500 adults with employer-sponsored health coverage
Key Finding: Americans’ health and job performance are on the line due to monetary constraints and unclear policies
Critical Insights
Critical Insights
Too Complex to Access Care
36% don’t understand their coverage options
31% have to jump through hoops to get care
45% can’t anticipate out-of-pocket expenses even for covered services
Too Unaffordable to Manage Care
51% skipped preventive health services
42% didn’t adhere to prescription medications
35% skipped a recommended medical test
High Deductibles Put Members At Greater Risk
67% have postponed care
46% struggle with securing appointments
42% experienced delays in receiving a diagnosis
Vulnerable Communities Are Disproportionately Affected
65% of autoimmune patients postponed medical care
56% of veterans don’t understand their coverage options
47% of LGBTQ members have to fight with insurance to get them to pay
What We Propose
For a healthier, effective U.S. workforce, we advocate:
Genuine Affordability: Cutting out towering deductibles and hidden costs encouraging people to get care when they need it.
Increased Transparency and Simplicity: Dispelling confusion about coverage and expenditures.
Engagement in Preventive Care: Bolstering employees to prioritize their health, utilizing benefits without the looming threat of debt.
Unmask the Illusion of coverage
Dive into the comprehensive insights, detailed breakdowns, and our holistic roadmap to reshape employer-based healthcare in the U.S.