At a Glance

Broken Promises: High out-of-pocket costs, unclear policies, and limited plans push many workers to compromise essential care.

Survey Scope: Over 2,500 adults with employer-sponsored health coverage

Key Finding: Americans’ health and job performance are on the line due to monetary constraints and unclear policies

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Critical Insights

  • Too Complex to Access Care

    36% don’t understand their coverage options

    31% have to jump through hoops to get care

    45% can’t anticipate out-of-pocket expenses even for covered services

  • Too Unaffordable to Manage Care

    51% skipped preventive health services 

    42% didn’t adhere to prescription medications

    35% skipped a recommended medical test

  • High Deductibles Put Members At Greater Risk

    67% have postponed care

    46% struggle with securing appointments

    42% experienced delays in receiving a diagnosis

  • Vulnerable Communities Are Disproportionately Affected

    65% of autoimmune patients postponed medical care

    56% of veterans don’t understand their coverage options

    47% of LGBTQ members have to fight with insurance to get them to pay

What We Propose

For a healthier, effective U.S. workforce, we advocate:

Genuine Affordability: Cutting out towering deductibles and hidden costs encouraging people to get care when they need it. 

Increased Transparency and Simplicity: Dispelling confusion about coverage and expenditures.

Engagement in Preventive Care: Bolstering employees to prioritize their health, utilizing benefits without the looming threat of debt.

Unmask the Illusion of coverage

Dive into the comprehensive insights, detailed breakdowns, and our holistic roadmap to reshape employer-based healthcare in the U.S.