- Baltimore metro
- Annapolis and the Eastern Shore
- Frederick and Western Maryland
- Montgomery and Prince George’s Counties
Level-funded health insurance for Maryland that's simple, transparent, and affordable
Curative is reimagining Maryland level-funded health insurance with a prevention-first model that makes coverage stress-free. Whether you’re in Baltimore, Annapolis, Frederick, or the DC suburbs, our level-funded plan eliminates cost barriers and helps members access the care they need—without confusion or surprise bills.
A level-funded plan designed for Maryland
Curative makes it easy to get care with:
Curative makes it easy to get care with:
$0 copays and deductibles for in-network care
One predictable monthly premium with no hidden costs
24/7 telehealth and bilingual Care Navigators for personal support
Why Marylanders choose Curative
Traditional Maryland health insurance plans often fall short:
- High deductibles and copays delay needed care
- Complex benefits leave people feeling unsupported
- Rising costs put coverage out of reach
Curative's level-funded plan changes that by removing financial barriers, simplifying coverage, and helping members proactively access care.
Where we serve in Maryland
Curative provides statewide coverage, including:
How Curative works
How Curative works
Enroll through your employer or benefits administrator
Complete your Baseline Visit within 120 days of your plan start date to continue accessing $0 in-network care
Use your benefits with confidence, knowing your coverage is designed around simplicity and support
Looking for a level-funded Maryland health plan?
Whether you’re exploring level-funded Maryland health plan options for your workforce or evaluating coverage options for your organization, Curative makes care accessible and affordable.