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Miami health insurance: Transparent & affordable group plans

Curative is redefining Miami health insurance with a prevention-first health plan designed for clarity and affordability. With $0 copays, $0 deductibles, and a single flat monthly premium, Curative brings simplicity to employer-sponsored health coverage in Miami-Dade, Broward, and surrounding areas.

A better way to do health insurance in Miami

Curative takes the complexity out of health insurance that Miami employees rely on. Our model prioritizes early access to care, eliminates surprise medical costs, and encourages ongoing health engagement.

  • Fixed monthly premium, no hidden fees or confusion

  • Robust provider network

  • 24/7 telehealth and bilingual Care Navigators to guide plan users

Why Miami businesses choose Curative

Many traditional employer plans in South Florida create more headaches than help—high out-of-pocket costs, confusing benefit structures, and delayed care. Curative was designed to fix these common pain points with clarity, affordability, and accessible preventive care.

Our group health insurance Miami plans offer a scalable way to support your workforce, encourage productivity, and reduce absenteeism through healthier benefits.

Plans built for Miami communities

Curative’s Miami health insurance is available in major South Florida metros, including:

  • Miami‑Dade and Broward Counties
  • West Palm Beach and Palm Beach County
  • Greater Miami‑area employers and members

Whether your workforce is local or spans across the United States, Curative’s streamlined model ensures consistent, high-value coverage.

How Curative works

  • Enroll through your employer or benefits administrator

  • Complete your Baseline Visit within 120 days of your plan start date to continue accessing $0 in-network care

  • Use your benefits with confidence, knowing your coverage is designed around simplicity and support

Opciones de planes de Curative

Curative ofrece opciones de planes totalmente asegurados y financiados. Haz clic a continuación para ver qué opción de plan es la adecuada para tus clientes.

Completamente asegurado

Para empleadores que quieren que Curative se encargue de todo.

  • Disponibilidad: empresas con sede en 38  condados de Texas, Florida y Georgia. El seguro de salud está disponible para empleados de todo el país. 
  • Tamaño de la empresa: más de 51 empleados
  • Servicios administrativos: Curative
  • Seguro para limitar las pérdidas: N/A
  • Reembolso: N/A

Financiado

Para empleadores que desean más transparencia y la posibilidad de ahorrar dinero a cambio de mejores resultados.

  • Disponibilidad: empresas con sede en Texas, Florida y Georgia. El seguro de salud está disponible para empleados de todo el país. 
  • Tamaño de la empresa: más de 20 empleados
  • Servicios administrativos: Curative
  • Seguro para limitar las pérdidas: Sí
  • Reembolso: 50 % de los fondos restantes de los reclamos

Want to learn more about group health insurance in Miami?

Curative’s innovative approach makes it easy for employers to offer high-quality, low-stress group health insurance in Miami. Whether you're exploring coverage for your workforce or looking to improve employee wellbeing, our plan delivers.

Explore Miami Plans or Contact Us to discover a better way to do employer-sponsored health insurance in Miami.

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We want to be your partner in building a healthier workforce.

Get in touch with us to learn more about Curative's transparent, next generation health plan.