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Opciones de planes de Curative y tipos de financiación

Curative te ofrece varios tipos de financiamiento y opciones de planes para satisfacer tus necesidades. Explora nuestra oferta para encontrar la opción adecuada para ti y tus empleados.

Tipos de financiamiento

Curative ofrece dos tipos de financiamiento para satisfacer tus necesidades. Obtenga más información sobre nuestras opciones de planes totalmente asegurados y de capitalización.

Completamente asegurado

Para empleadores que quieren que Curative se encargue de todo.

  • Disponibilidad: empresas con sede en 38  condados de Texas, Florida y Georgia. El seguro de salud está disponible para empleados de todo el país. 
  • Tamaño de la empresa: más de 51 empleados
  • Servicios administrativos: Curative
  • Seguro para limitar las pérdidas: N/A
  • Reembolso: N/A

Financiado

Para empleadores que desean más transparencia y la posibilidad de ahorrar dinero a cambio de mejores resultados.

  • Disponibilidad: empresas con sede en Texas, Florida y Georgia. El seguro de salud está disponible para empleados de todo el país. 
  • Tamaño de la empresa: más de 20 empleados
  • Servicios administrativos: Curative
  • Seguro para limitar las pérdidas: Sí
  • Reembolso: 50 % de los fondos restantes de los reclamos

2026 EPO, PPO, and PPO Max plan options

EPO
Features

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In Network with Baseline Deductible

$0

In Network without Baseline Deductible

$5,000/person

$10,000/family

Out-of-network Deductibles

N/A

Out-of-network Max Out-of-Pocket

N/A

Rx Network

Mail order and select retail, including: H-E-B, Albertsons, Safeway, Publix 

30,000+ pharmacies nationwide

Care Navigator

Yes

Virtual Urgent Care

24/7/365

Wellness Benefits

Chronic condition and acute care management

Chiropractic Coverage

No

PPO
Features

Not seeing what you're looking for? Contact Support

In Network with Baseline Deductible

$0

In Network without Baseline Deductible

$5,000/person

$10,000/family

Out-of-network Deductibles

$10,000/person

$20,000/family

Out-of-network Max Out-of-Pocket

$15,000/person

$30,000/family

Rx Network

Mail order and select retail, including: H-E-B, Albertsons, Safeway, Publix

30,000+ pharmacies nationwide

Care Navigator

Yes

Virtual Urgent Care

24/7/365

Wellness Benefits

Chronic condition and acute care management 

Chiropractic Coverage

Yes

PPO Max
Features

Not seeing what you're looking for? Contact Support

In Network with Baseline Deductible

$0

In Network without Baseline Deductible

$5,000/person

$10,000/family

Out-of-network Deductibles

$0

Out-of-network Max Out-of-Pocket

$7,500/person

$15,000/family

Rx Network

Mail order and select retail, including: H-E-B, Albertsons, Safeway, Publix, CVS, Walgreens, Walmart

60,000+ pharmacies nationwide

Care Navigator

Yes

Virtual Urgent Care

24/7/365

Wellness Benefits

Chronic condition and acute care management 

Fitness Benefit

Chiropractic Coverage

Yes.

2023: As added by employer and all Florida-based plans.

2024: All PPO plans.

Smarter coverage, lower premiums

EPO Value: Affordable, guided care that works

EPO Value is Curative’s most cost-conscious plan. Members get $0 out-of-pocket care by using a Curative Pass with high-value providers, along with the same hallmark features of other Curative plans—many $0 prescriptions and access to wellness tools. It’s ideal for organizations that want to manage healthcare costs paired with a supportive member experience.

Please note: the EPO Value plan is a separate plan option from the EPO plan.

Explore how EPO Value works

Need help deciding?

Complete the form and we'll have a member of our team reach out and discuss which option will best meet your needs.