Become an employer of choice. Attract and retain top-tier talent with a highly competitive and genuinely valuable health benefit.
Boost productivity and reduce burnout. Comprehensive care—including mental health support—keeps employees focused and engaged.
Achieve sustainable cost control. Proactive care and engaged members reduce costly claims and create more predictable health plan spending over time.
Streamline rollout and benefits administration. Our simple plan design, dedicated account support, and digital tools make it easier to manage benefits.
Rethink business health insurance with a modern plan that prioritizes your employees and your bottom line
Curative simplifies health benefits with $0 copays and $0 deductibles, supporting a healthier, more engaged workforce and more predictable costs for your business.
Your employees are paying more for healthcare—and it’s costing your business
Your employees are paying more for healthcare—and it’s costing your business
Traditional high deductible plans don’t just shift costs, they shift consequences. As out-of-pocket costs rise, employees often defer care—leading to disengagement, burnout and higher long-term costs for your company. The data tells the story:
60% of high-deductible plan members delay or skip care
40% of insured Americans carry medical debt
When employees avoid care, productivity takes an estimated $575 billion hit for U.S. companies every year
Finally, a health plan your employees will thank you for
Curative redefines business health insurance plans with an innovative approach designed to simplify healthcare and amplify well-being. With $0 copays and $0 deductibles, it’s a seamless and predictable experience modern workforces will truly appreciate—and actually use.
Zero out-of-pocket costs remove financial barriers
$0 copays and $0 deductibles for in-network care and preferred prescriptions, once members complete their Baseline Visit.
Proactive care keeps employees healthy
Our Baseline Visit helps identify and manage health risks early and supports long-term wellness with personalized health roadmaps.
Seamless access that drives engagement
Care Navigators, concierge-style member support and 24/7 virtual care with licensed clinicians across all 50 states helps improve utilization.
Your strategic partner for healthier employees and a stronger business
Built for companies powered by people
Curative partners with forward-thinking employers—from high-growth startups to established corporate teams looking for large group health insurance—to deliver health benefits that match the pace and expectations of today’s professionals. Whether you’re scaling fast or refining your total rewards strategy, we make it easy to offer a plan your people actually value and use.
Making the switch to a better health plan is seamless with Curative
Making the switch to a better health plan is seamless with Curative
Strategic Consultation: We take the time to discuss your unique business needs and employee demographics to recommend the right-fit plan.
Customized Proposal: You’ll receive a health plan aligned to your goals and budget, highlighting clear value at every level.
Easy Implementation and Ongoing Partnership: From rollout to plan engagement, we make adoption easy and provide support to ensure long-term success.
Join leading employers redefining health benefits with Curative
Ready to learn how a smarter health plan supports your employees and your bottom line?
See how Curative can help you reduce costs, retain talent, and foster the well-being of your people.