The challenge

Breaking free from costly, complex healthcare that didn’t serve frontline workers

Offering meaningful health benefits is a growing challenge in the competitive and high-turnover restaurant industry. Hourly employees often skip preventive care due to cost concerns and plan confusion, leading to unmanaged chronic conditions, high ER utilization, and avoidable absenteeism.

Miller spent hundreds of hours exploring new options but found most alternatives were either too complex or didn’t deliver real impact. Then came Curative.

The solution

A simple, powerful $0 healthcare experience employees could believe in

When Frontier was introduced to Curative through their broker, Miller admits his first reaction was skepticism.

But Curative proved itself quickly. With $0 out-of-pocket costs, an easy-to-understand Baseline Visit requirement, a dedicated care navigator, and a comprehensive provider network (including the Curative Cash Card to expand access), the plan checked every box. More importantly, it made it easy for employees to get care without fear or confusion.

Implementation was smooth. The only challenge? Helping employees unlearn years of distrust in the healthcare system.

The outcome

Reduced stress, increased access, and a big win for recruitment and retention

Since launching Curative, Frontier has seen measurable improvements in employee satisfaction and engagement with their benefits. Key results include:

Improved access to care:

Preventive care utilization is up, and members are no longer afraid of hidden costs.

Real-life success stories:

One employee used the Curative Cash Card to return to their trusted doctor—even though they were technically out-of-network. Others have accessed mental health services, labs, and telemedicine with ease.

Stronger attraction and retention:

Cost confidence and proactive care:

Favorite part about Curative

The ‘no…really’ moment

The bottom line