No copays. No deductibles. No…really.

The answer is not more cost-sharing. It’s cost-eliminating. For just one competitive premium and the completion of a Baseline Visit, employees won’t pay another copay or deductible for their lifetime on the plan.

See what our clients have to say

Our agency went out on a limb to try Curative for one of our large groups…I have never seen an Employer and its Employees absolutely LOVE a Health Plan.”

– Leading benefits broker in Texas

Curative makes getting care a breeze, not a burden

From finding the right doctor and scheduling appointments to making sure everything’s processed correctly, we handle the hard stuff so your clients get the most out of their benefits. 

  • Industry-leading plan engagement

    We’re proud to say we engage 98% of a company’s employees. Our secret? Really convenient onboarding, high-touch member outreach, and $0 copays and deductibles.

  • Health strategies that stick

    When an employee completes their Baseline Visit, they not only have $0 out-of-pocket costs but also a roadmap to better health with always-on support. This might explain why our prescription adherence is 15-20% higher than that of most insurers.

  • The financial strength and stability to succeed

    We’ve received an A- (excellent) financial strength rating from AM Best.

The Curative method works

Our research shows that prioritizing health literacy and preventive care saves employers more in the long run. When employees actually understand their benefits, they’re more engaged and satisfied.

Did you know?

We cover care across the nation

By partnering with First Health®, we have a broad national network for Texas- and Florida-based employers. Try our search tool to find providers and facilities near you.

Make a positive impact

Visionary companies need world-changing benefits

Companies that want visionary talent need the benefits to match. It’s time for health insurance designed for this decade that actually pays for healthcare.