Coverage that feels like a raise

Working while sick costs US employers between $150 billion and $250 billion. With our plan, quality healthcare is convenient and accessible regardless of financial status, so your people are more engaged from day one, helping you save more in the long run. 


See what our clients have to say

For the first time in my 40-year career, we could focus the employees on proper preventive healthcare screening and timely treatment, rather than educating them to be better consumers of health care services/costs to minimize the financial impact.” – Gary Kessinger, Senior Executive at ECS Holdings

Good health is good business

Take well-being off the backburner

In the last three months, 35% of insured Americans deferred seeking care due to high out-of-pocket costs. We believe the future of health benefits has no barriers. 

  • No copays. No deductibles. No…really.

    Employees pay $0 out-of-pocket with the completion of a Baseline Visit. Zilch. Nada. Nothing. That includes preferred prescriptions.

  • Easy on everybody

    Our Care Navigators help members make the most of their plan and stick to their goals, while dedicated account management makes everything easier for you.

  • Health and wellness check-ins

    Have surgery recently? Change medication? We follow up to make sure everyone feels taken care of. Plus, our Member Services are available 24/7/365.  


The ROI of a people-first health plan

Your health plan reflects your company culture and is deeply linked to your bottom line. See how the right choice can improve employee productivity, satisfaction, and more.

Did you know?

We cover care across the nation

By partnering with First Health®, we have a broad national network for Texas- and Florida-based employers. Try our search tool to see providers and facilities near you.

Make a difference in your employees’ lives

Put your people first. Choose Curative.

Give your employees a health plan they know will go the extra mile. It’s time to normalize health insurance that actually pays for healthcare.