Curative health plan
No Copays. No Deductibles. No…Really.
It’s a new kind of employer-sponsored health insurance based on affordability, engagement, and simplicity. With Curative, you can focus on healthcare, not health cost.
Yes, we mean $0 in-network doctor visits and preferred prescriptions.
Yes, we mean $0 in-network doctor visits and preferred prescriptions.
Curative wants you to get the high-quality care you need, when you need it. From routine appointments to more significant health issues, members will experience $0 copays, $0 deductibles, and only one competitive monthly premium. Think of it like any other monthly subscription.
We offer a health plan based on
Affordability
Bringing costs down so members have no reason not to seek care
Engagement
Building engagement from day 1 by facilitating trusted relationships with providers and care navigators
Simplicity
Designing simple, modern experiences to make care management virtually stress-free
Broad provider network
Broad provider network
Our nationwide provider network enables our members to access their favorite doctors and facilities. Need to see a doctor quickly? Access telehealth care through our partnerships with NormanMD and Teladoc for stress-free care management.
We help you reach the healthiest version of you.
You'll be excited to engage with Curative and can rest assured that we've got you covered. Our annual Baseline Visit and ongoing support from a Care Navigator are designed to help you make the most of your health plan, connect with high quality doctors, and focus on what you need to do to achieve your health goals.
Learn more about the Baseline Visit$0 drug options for nearly every condition
Curative members have access to one of the largest drug formularies with an extensive list of $0 preferred prescriptions and $50/$250 copays on non-preferred prescriptions when filled at an in-network pharmacy.
View all in-network pharmacy options Learn more about the Curative Pharmacy
Curative's financial strength affirmed with A- (Excellent) rating from AM Best
We are proud that AM Best has recognized Curative’s financial stability and our ability to succeed with its Excellent A- rating. Curative is well-capitalized and well-positioned to transform health insurance.
Read press releaseMany working insured forced to choose between getting care and medical debt
Learn more in Curative's 2023 original survey results.
Health benefits that are actually beneficial.
Have questions? We have answers.
Have questions? We have answers.
We've compiled answers to the most frequently asked questions.
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Curative no longer offers COVID-19 testing. Please see below for details.
At Curative, our mission has always been to build a healthier tomorrow. We previously offered COVID-19 testing services, but have now fully pivoted to focus on building an employer-based health insurance offering that aims to improve the health outcomes of plan members through cost transparency and ease of use. We’d love to work together to meet your healthcare needs. For questions about COVID-19 testing, please reach out to support@curative.com or visit here for more resources.